Yesterday I had a mammogram.  Big fun let me tell you.  I have been officially squashed flat.  Today I am filling out a Wellness form for a cancer policy that we have.  One of the questions they asked was:
Give the actual cost of the Mammogram.
I have no idea what the actual cost of anything Dr. related is.  We have insurance.  I haven't paid an actual cost(thank God) for anything medical related ever.  I had to jump through many hoops to get an estimated actual cost.  First I called the Dr's office where I had the test.  They don't do their own billing.  They have a service.  Of course they do.  So they gave me another number to call.  When I call that number I am on hold for 15 minutes.   I finally get a really nice women on the phone & she looks up my info.  It's not in the system yet.  Of course it's not.  It could take up to 2 weeks to get into the system.  This is only because I want to send in the form today.  I ask if she can tell me what a mammogram costs & I give her credit.  She tried.  It wouldn't give her the info.  So she put me on hold & tried to find out for me.  A few minutes later she comes back & says she can give me an estimate.  Ok that will have to work.  Do you know that a Mammogram can cost $400.00 if you have to pay for it out of pocket?  No wonder people without insurance don't get them as often(or at all)as they should.
Now I have to call the insurance company because we certainly don't want to send in the form without all the correct info on it.  That could delay payment forever.  I had to make my way through several hundred phone prompts first until I got to the place I thought I needed to be.  I had to wait on hold for about 20 minutes before I got a person.  It only took a minute for her to tell me that an estimated cost is fine to put on the form.  But I know if I hadn't called & asked they would of sent the form back.  That's how life works for me. 
Insurance, can't fill out the forms correctly, can't live without it.
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